NetXD, the financial-technology company powering banks and institutions across 10 countries, is excited to announce its full-stack infrastructure bridging traditional (TradFi) and decentralized finance (DeFi). The platform unifies its programmable ledger, global payments hub including stablecoins with a proof of reserve, bank-grade HD wallet (for self-custody), Large Action Model (LAM) and an AI engine allowing institutions to launch and manage tokenized products, move money safely, and streamline middle- and back-office workflows without replacing legacy cores.
The release follows the Senate’s passage of the bipartisan GENIUS Act, the first U.S. regulatory framework for stablecoins, underscoring the market’s need for fully collateralized, compliance-ready digital-asset infrastructure.
Key benefits delivered to financial institutions:
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XD Ledger: Enterprise-grade, programmable, immutable ledger with smart contract support that runs as a sidecar core alongside existing infrastructure. Institutions can tokenize deposits and other digital assets, settle transactions in real time across both fiat and stablecoin rails and enforce Zero Trust, auditable governance; all without ripping out legacy systems.
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XD Payments: A unified payments API that lets financial institutions move money through every major rail (ACH, Wires, RTP®, FedNow®, Visa Direct, Visa DPS Forward, Visa B2B Connect, and blockchain networks including stablecoins). Instead of juggling separate integrations and settlement rules, institutions route all payment types through one cloud-native platform with real-time tracking, automated compliance checks, and built-in FX.
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XD AI: Transform institutional operations by turning complex contracts and policies into executable workflows powered by our Large Action Model (LAM). We have expanded the TradFi capabilities to execute transactions across multiple blockchains and dApps including wallet creation, fund movement, payment execution and smart contract generation. Running on NetXD’s programmable ledger, XD AI eliminates manual middle- and back-office work, enabling Zero Ops automation. From encoding vendor agreements as smart contracts to settling payables in fiat or stablecoins with full audit trails, XD AI delivers cost savings, speed, and compliance at scale.
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Enterprise HD Wallet Suite: Self-custodial wallet secured by Zero Trust architecture and hierarchical-deterministic key management to access multiple chains and tokens including stablecoins. NetXD’s HD Wallet is further secured by asymmetric cryptography, enterprise-grade real time risk controls and 360 degree review of all transactions and protected by killswitches.
“NetXD makes innovation a profit engine as it should be,” said Suresh Ramamurthi, Chairman of NetXD. “By freeing institutions to deliver what customers want, when they want it, without messy integrations or the associated runaway costs.”
Institutions can inquire at sales@netxd.com or visit netxd.com to learn more.
About NetXD
NetXD powers financial infrastructure for institutions deployed across 10 countries. Our programmable ledger acts as a real-time, interoperable sidecar to a bank's core system; supporting tokenized assets and enabling global payments across both fiat and crypto rails. NetXD's integrated platform combines advanced blockchain technology with its proprietary Large Action Model (LAM), an AI-powered system that automates middle- and back-office workflows by transforming institutional knowledge into smart contracts and executable actions.
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